If you feel that you are lodged in an unfair credit agreement then we would love to hear from you.

In accordance with section 77-79 of the consumer credit act which clarifies that 'unenforceable debt' is not written off and creditors can still register a default against claimants for non-payment. This means that enquiries like this can not be helped in most cases.

Success and compensation in this area can still be achieved, however we would only encourage clients to make a claim if they are adamant that their lender has treated them unfairly.

We would like to make it clear that there is far more involved with 'unfair credit contracts' than simply section 77-79 of the consumer credit act. We look at every aspect of a credit contract and the way it was sold in order to determine if problems exist. In a recent case, a judge awarded that an entire debt be set aside, citing both 'technical reasons' and 'mis-treatment' of the consumer.

• Are you paying too much interest?
• Has the interest you are paying been calculated properly?
• Is your 'Credit Agreement' compliant with the consumer credit act?

With this in mind, we would like to invite anyone who feels that they have a case in this matter to get in touch with us and we'll give you the best possible advice as to how we can help you.